Broadway travel with a medical condition

February 27, 2011 · Posted in Travel Insurance · Comment 

If you happen to be among the many older vacationers who enjoy the theater, a trip to Broadway can be a richly rewarding and thoroughly enjoyable experience.  The performance and production quality are second to none, and the atmosphere is unforgettable.  While many seniors are on a fixed income, following a couple of tips can help you get the best deal on your Broadway vacation.

It likely won’t be a surprise to learn that New York is not an inexpensive city to visit.  It’s actually one of the world’s most expensive travel destinations, and you might experience an dull ache in your pocketbook as you start looking in to booking New York travel arrangements.  Don’t worry – Broadway travel deals are available at healthy discounts if you plan far enough in advance.

It is key to begin your travel planning as far in ahead of your departure date as you can.  Booking in advance can save you a bit of time, effort, and expense (although this isn’t always the case, depending on whether you’re traveling during peak season).  Start your planning for a Broadway vacation long before you’d like to depart to help lower expense and stress.

You’ll hopefully find a good deal on your Broadway vacation by starting early, but you will inevitably end up spending a bit of cash on your holiday.  Consequently, it is best to consider a holiday insurance plan, which will protect you from financial loss in case an unforeseen expense pops up while you’re on your vacation.  If you have any health issues, be sure to talk to your agent specifically about travel insurance for pre existing medical conditions, as you’ll need to disclose all the details to be on the safe side.

Planning for your trip to Broadway well in advance, and insuring your vacation investment with a holiday insurance policy, are great ways to keep cost and risk at a minimum.

5 Reasons to get Travel Insurance

October 3, 2010 · Posted in Travel Insurance · Comment 

The main reason to get travel insurance is to protect ourselves from the massive financial burden if we are unlucky enough to be injured or become ill while travelling. Medical expenses for injury and illness for foreigners can be astronomical.

Cover for emergency medical expenses start at about $500,000, $2 million is standard and many offer even more. An average medical claim is around $1000 but can be significantly higher is some countries where expenses running into the hundreds of thousands are not unheard of.

1. Read the fine print and understand what your insurance covers, buying it is not enough you still need to know what your responsibilities are. You must take due care and attention, pay attention to those words in your policy. Most refusals to pay from insurance companies are because people have not been clear about their responsibility of due care.

2. Even the most basic insurance providers can adequately cover the most common travel insurance claims. Look for cover for medical, lost and stolen luggage and missed/delayed flights.

3. Make sure you note cameras, laptops and other expensive items as optional extras to your insurance company. 4. Frequent travellers should think about an annual insurance plan, . Some credit card rewards programs offer free insurance which may be another option, cover is usually specific to items and services purchased on that card so it pays to take care..

5. When you buy travel insurance always provide full disclosure as the policy provider requires, if you have to make a claim you will only find that you have wasted your money by not being genuine with your insurer and you will have to absorb the cost of your claim yourself. Travel insurance is often seen as an additional expense that can be easily avoided, not taking out insurance though could be a huge error. You are probably more likely to make a claim in a year’s worth of travel than in a year’s worth of driving. Unless you are a very bad driver travel insurance holds the greater value.

The main reason to get travel insurance is to protect ourselves from the massive financial burden if we are unlucky enough to be injured or become ill while travelling. Medical expenses for injury and illness for foreigners can be astronomical.

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Worldwide Travel – 2 Preparation Tips You Shouldn’t Forget

September 30, 2010 · Posted in Travel Insurance, Travel Preparation · Comment 

Do you dream about worldwide travel? Most people do. And luckily, travel became more and more affordable in the last 10 – 20 years. Today, most American middle-class families can afford to spend some weeks in foreign countries that earlier generations could only dream about. In fact, travel becomes so accessible that even elderly people can now fulfill their livelong dreams and visit the places they always dreamt about. There are companies that offer everything these people need, from hotel resorts that are specialized in hosting older people to senior citizen travel insurance deals. Most places in the world are easily accessible to most people from the so-called developed world. But with travel being so accessible to everyone, most people seem to take it too easy and forget some of the essentials.

Here are two essential tips that many people forget in their hurry:

1. The Culture
Many people don’t do enough research on the culture before they visit a foreign country. While there are some countries that are very similar in culture, there are other places that couldn’t be more different. This is very important when you travel somewhere. Just take something as normal to us as a gesture. Most gestures can mean something entirely different in another part of the world, sometimes they may even be offensive to people. You certainly want to avoid that, so do your research!

2. The Enjoyment
This is very shocking, but many people actually don’t enjoy their vacations. They take laptops and cell phones with them and spend all their time checking and writing email. They stay so connected to their worries and problems and at home that they can’t relax and enjoy their vacation. So better think twice when you pack these things. Just leave your laptop at home and check email once or twice in an internet cafe.

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